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Rutherford One Insurance Services- Specializing in Homeowners, Dwelling, Property, Condo, Apartment and Renters Insurance for California
Latest News!

Rutherford One Insurance Services is now a CARFAX authorized representative and now offers special pricing for a Full History CARFAX Report. Providing this service is just another layer of protection we can provide to our clients when making a decision to purchase a motor vehicle. Contact us for more details.

CARFAX

Now partnering with Hagerty "The Classic and Collector Car insurance Specialist"  

Hagerty Collector Car Insurance

Now licensed in Arizona AZ License #: 1013921



Now licensed in Nevada NV License #: 857071



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Site Map...

http://www.rutherfordoneinsurance.com/autoquote.php
Request a FREE Auto Quote... Please complete the quote form contained below. The more information you include, the better we will be in getting you the most accurate quote possible. One of our specialists will contact you the next business day.

http://www.rutherfordoneinsurance.com/homequote.php
Request a FREE Homeowners Quote... Please complete the quote form contained below. The more information you include, the better we will be in getting you the most accurate quote possible. One of our specialists will contact you the next business day.

http://www.rutherfordoneinsurance.com/index.php
Welcome... Rutherford One Insurance Services provides complete coverage for your home and auto insurance requirements. We have insurance for any situation, and can provide what you need at the best value.

http://www.rutherfordoneinsurance.com/about.php
About Us... Roy Rutherford began as an Independent Agent in January 1990, meeting the insurance needs of the area by providing Home and Auto insurance services for Northern California residents. In April ...

http://www.rutherfordoneinsurance.com/articles.php
Articles... As a consumer, making smart insurance decisions is crucial. You need answers to your questions about the kind and amount of coverages you need, what's covered and what's not, what a policy ...

http://www.rutherfordoneinsurance.com/autoquote.php
Request A FREE Personal Auto Insurance Quote... Rutherford One Insurance Services is an "insurance broker" licensed by the California Department of Insurance, meaning we are not limited to representing ...

http://www.rutherfordoneinsurance.com/contact.php
Contact Us... If you have any questions regarding Rutherford One Insurance Services, please contact us by using this form, calling or e-mailing us and we'll get back to you as soon as possible. We look ...

http://www.rutherfordoneinsurance.com/disclaimer.php
Disclaimer - Please Read Carefully... Policy characterizations, coverage statements, costs, etc... contained within this web site are brief descriptions only and may change from time to time. The full ...

http://www.rutherfordoneinsurance.com/faqs.php
FAQS... General FAQs • Auto FAQs • Homeowner FAQs • Life FAQs • Renters FAQs • Umbrella FAQs • General FAQs Q:What kinds of questions should I be expected to answer when ...

http://www.rutherfordoneinsurance.com/homequote.php
Request A FREE Homeowner's Insurance Quote... Rutherford One Insurance Services is an "insurance broker" licensed by the California Department of Insurance, meaning we are not limited to representing ...

http://www.rutherfordoneinsurance.com/links.php
Useful Links... Rutherford One Insurance Services offers the following links to related sites on the Web. Please let us know your suggestions for additional links, or if these links are broken or need ...

http://www.rutherfordoneinsurance.com/services.php
Services... Rutherford One Insurance Services offers FREE quotes for Homeowners and Auto Insurance. Homeowners and Property Insurance ...insurance for your every need. Homeowners Insurance protects ...

http://www.rutherfordoneinsurance.com/testimonials.php
Customer Testimonials... "Rutherford One Insurance Services is my single source for all of my real estate clients. They not only get my clients the best rates, but they provide absolutely outstanding ...

Recently Placed Policys

http://www.rutherfordoneinsurance.com/placed/condo.php
Rutherford One Insurance Services Recently Placed Condominium Policies $75,000 Condominium owners personal property for client in Fair Oaks for $311.00 per year $100,000 Condominium dwelling coverage ...

http://www.rutherfordoneinsurance.com/placed/dwelling.php
Rutherford One Insurance Services Recently Placed Dwelling Policies $180,000 Fire and $300,000 liability coverage for older home in Sacramento with theft and water claim, and non-renewal for $875.00 per ...

http://www.rutherfordoneinsurance.com/placed/homeowners.php
Rutherford One Insurance Services Recently Placed Homeowners Policies $250,000 Homeowners and $300,000 liability coverage for Fair Oaks home for $424.00 per year $220,000 Homeowners and $300,000 liability ...

http://www.rutherfordoneinsurance.com/placed/renters.php
Rutherford One Insurance Services Recently Placed Renters Policies $12,000 personal property for client with prior theft claim for $312.00 per year ...

Articles

http://www.rutherfordoneinsurance.com/articles/17perils.php
The 17 perils The word "peril" invokes different images for different people, although the reaction is usually the same for everyone: avoid, avoid, avoid. Despite your best efforts, ...

http://www.rutherfordoneinsurance.com/articles/actcashval.php
Actual Cash Value vs. Replacement Cost Insurance companies normally use one of two methods to figure how much you will be reimbursed for a loss if the amount is less than your coverage limits.

http://www.rutherfordoneinsurance.com/articles/basicsofhomeownersins.php
The Basics of Homeowner's Insurance A home can require a tremendous investment of money, time, and energy. Homeowner's insurance is designed to protect that investment by insuring the actual ...

http://www.rutherfordoneinsurance.com/articles/deductibles.php
Understanding Deductibles Deductibles are common in many forms of insurance. They place responsibility for the initial cost of certain claims - and some of the risk - back on the insured.

http://www.rutherfordoneinsurance.com/articles/docvaluables.php
Documentation of Valuables When trying to pick up the pieces after a calamity, you'll be asked by your insurance company to provide an inventory of lost or damaged items. Recalling the exact ...

http://www.rutherfordoneinsurance.com/articles/expandcoverage.php
Expanding Coverage If you have special needs where your property is concerned, a standard homeowner's policy may not fit the bill. There are a number of ways that your coverage can be expanded ...

http://www.rutherfordoneinsurance.com/articles/floaters.php
Floaters for the Finer Things Because homeowner's policies have set limits for replacing personal property, especially those items prone to theft, you may want to purchase additional coverage ...

http://www.rutherfordoneinsurance.com/articles/flood.php
Flood Insurance If you own a home in a documented flood zone, there's a 26 percent chance of experiencing a flood over the course of a 30-year mortgage. And while they are more common in some ...

http://www.rutherfordoneinsurance.com/articles/insurecondo.php
Insuring a Condominium Insuring a condominium is different than insuring a house because of the way ownership is structured. A homeowner's policy covers against losses, and covers only what ...

http://www.rutherfordoneinsurance.com/articles/insuringhome.php
Insuring a Home When you buy a home, if you have a mortgage, you may be required by the lender to purchase a homeowner's policy. Here's what to expect as you look for the right policy to cover ...

http://www.rutherfordoneinsurance.com/articles/liabilitycover.php
Liability Coverage One important part of the basic homeowner's policy is coverage for personal liability. This part of the policy covers you and your family if someone is injured or their ...

http://www.rutherfordoneinsurance.com/articles/renters.php
Renter's Insurance If you rent an apartment or a house, the building owner is responsible for any perils that befall the property. Rest assured, if the place burns down, your landlord’s ...

http://www.rutherfordoneinsurance.com/articles/specialcirc.php
Special Circumstances: Property Under Construction and Rental Property You probably know that a homeowner's policy is essential. But you might also own other types of property with special ...

http://www.rutherfordoneinsurance.com/articles/umbrella.php
Cover Yourself with an Umbrella Liability Policy What if your chimney fell on your neighbor, injuring him and ruining his expensive sports car, and you wind up facing a $500,000 judgment? ...

Client Services - Forms

http://www.rutherfordoneinsurance.com/renewalnoticeform.php
Renewal Notice Reminder Form... We encourage you to complete the following form as well as a quote request for the policy you wish to change or renew. We will place your name and request in our diary system and contact you one month prior to your renewal...

http://www.rutherfordoneinsurance.com/autochangeform.php
Automobile Policy Change Form... Use this form to tell us about changes in the status of your covered vehicles, or the addition of new vehicles insured by Rutherford One Insurance Services...

http://www.rutherfordoneinsurance.com/autolossform.php
Automobile Loss Form... Use this form to report any losses concerning your vehicles insured by Rutherford One Insurance Services...

http://www.rutherfordoneinsurance.com/propertylossform.php
Property Loss Form...Use this form to tell us about any losses to property insured by Rutherford One Insurance Services...



 





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